A financial first-aid kit that helps you patch up your credit and live debt-free

Repair Your Credit and Knock Out Your Debt is a godsend for the 75 million Americans currently trying to dig their way out from under crushing debt. Written in association with Springboard, a leading not-forprofit financial services organization that, since 1974, has helped 4 million consumers get out of and stay out of debt, this results-oriented handbook is a gold mine of proven debt-management strategies and techniques. Drawing upon Springboard's expertise, Jeff Michael walks readers through all the steps to achieving a debt-free existence. He also offers expert advice for the debt-challenged reader on how to deal with foreclosures, evictions, repossessions, costly emergencies, child-care expenditures, and more. Readers learn how to:

• Get out of debt as quickly as possible, under virtually any circumstance
• Get copies of credit reports and fix what's wrong
• Control spending and live debt-free
• Restore a line of credit
• Cope with the emotional burdens of debt and develop a positive attitude about money
• Stop being pushed around by collection agents
• Make sense of complex credit and debt legislation and regulations